Portugal D7 Visa 2022 Guide + Free Eligibility Test

If you are a non-EU citizen seeking to relocate to Portugal with your own funding, the D7 visa — also known as the Portugal Passive Income Visa — is a perfect option for you. Whether you are a retiree or an entrepreneur, enjoy Portuguese residency privileges thanks to the D7 visa. This article helps you understand the Portugal D7 Visa and how to apply for it and enjoy life in Portugal.

In this article, we will cover:

  • Free D7 Visa Eligibility Test
  • What is the D7 Visa?
  • What are the benefits of the D7 residence permit?
  • How to get the D7 residence permit in Portugal?
  • What are the D7 Visa / D7 residence permit requirements?

Take a free test now to know if you are eligible for the D7 Visa

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What is the D7 Visa?

The Portuguese government introduced a special visa type in 2007, known as the D7 Visa, the Retirement Visa, or Passive Income Visa. This residency visa permits any non-EU/EEA or Swiss citizen to apply for residency in Portugal, provided that they have a reasonable passive income.

Indeed, the D7 visa is an affordable and attractive Portugal immigration visa allowing non-EU citizens to get Portuguese residency provided they have sufficient funds to sustain themselves during their stay in Portugal.

Pensioners, entrepreneurs who want to live in Portugal, retired foreign citizens, or other expats living off of a recognized stable income, such as movable property, real estate, intellectual property, or financial investments, may be eligible to apply for the D7 Portuguese Visa, and subsequently, apply for a residence permit. To qualify, you’ll need to earn a minimum wage as determined by the Portuguese Government.

The residence permit granted through the D7 Visa can then be renewed after one year for two successive periods of two years and can be converted into a permanent residence permit after five years. In addition, after five years of holding a residence permit under the D7 visa regime, you’ll also be able to request Portuguese nationality, provided you fulfill the other requirements foreseen in the Portuguese nationality law.

Benefits of the Portuguese residence permit granted through D7 visa
Permanent free entry and circulation in the Schengen area Permanent free entry and circulation in the Schengen area
Live, work and study in Portugal Live, work and study in Portugal
Tax benefits via NHR Tax benefits via NHR
Benefit from the Portuguese health care system Benefit from the Portuguese health care system
Fast visa process Fast visa process
Entire family is eligible Entire family is eligible

How to get a residence permit in Portugal through the D7 visa?

In order to obtain the D7 Residence Permit, you will have to fulfill several requirements. Besides this, the process takes place in two stages.

  • Apply in your home country for a temporary D7 Visa (which lasts for four months)
  • Attend the appointment with the Portuguese Immigration and Borders Service (SEF) in Portugal, who will approve your residence permit.

First step

Submit all requested documents to the Portuguese Consulate in your country of residence or to VFS Global (if this is the case). 

If your application is approved, the Portuguese Consulate will deliver the temporary visa –  the D7 Visa – which will allow you to travel to Portugal, along with granting you an appointment at the Portuguese Immigration and Borders Service (SEF) to formalize the residence permit request. 

This temporary visa is valid for a period of four months from its date of issue.

Second step

Following the temporary visa approval, attend your appointment with the Portuguese Immigration and Borders Service, where you’ll enroll your biometric data.

The residence permit will then be granted for an initial one-year period, renewable twice — each visa lasting for two consecutive years.

D7 Visa and residence permit requirements

  • Be a non-EU national
  • Have sufficient funds to support yourself during your stay in Portugal
  • Hold a clean criminal record
  • Be willing to reside for more than 183 consecutive days in Portugal
  • Show proof of a place to live in Portugal
  • Be willing to become a fiscal resident in Portugal

D7 Visa income requirements

In order to obtain the D7 Visa, applicants must show that they have a minimum of 12 months of savings, amounting to a total of:

  • €8.460 for the first adult
  • €4.230 for second or more adults
  • €2.538 per child

D7 Visa application form

D7 visa required documentation:

  • D7 application form
  • Valid passport
  • 2 passport-sized photographs
  • Proof of passive income
  • Proof of accommodation (12-month lease agreement)
  • Criminal background check 
  • Valid travel insurance with health coverage
  • 6 months of bank statements

D7 Visa Portugal 2022: The cost of the Portuguese D7 Visa

The cost of the D7 visa is relatively low in comparison to some other programs, such as the Portugal Golden Visa. Expect to pay the following amount:

  • For your D7 Visa application, you can expect to pay €90
  • For your Residence Permit, you can expect to pay around €160,00

In addition to the above-mentioned fees, it is important to clarify that there are other costs during the immigration process, such as airline tickets, relocation, health insurance, accommodation, and so on. 

Note: Also, keep in mind that the above fee can be changed at any time by the responsible authorities.

Portugal D7 Visa processing time

Obtaining the temporary four-month visa in your home country can take up to 60 days, provided you submit all the required information.

When you receive your visa, you will also get an appointment with SEF, booked by the Consulate, when they issue your visa.

Once the SEF has collected your documents and biometric data, it will take them about three weeks to send your residence card to your Portuguese address.

Step-by-step guide for the D7 Visa application

1. Apply for the temporary D7 visa from your home country

2. Attend your SEF appointment and enroll your biometric data

3. Get your residency card

D7 application timeline

Benefits of the Portuguese residence permit granted through the D7 visa

Enhanced mobility

The residence permit facilitates visa-free entry and movement throughout the Schengen region, allowing a non-EU citizen residing in Portugal to circulate freely within the European Union for a set number of days.

Permanent residency and pathway to Portuguese citizenship

Once you’ve secured the D7 visa, you can obtain a residence permit in Portugal, valid for one year. After that, you can renew your residence permit every two years. After the five-year mark of holding legal residence, you’re eligible to apply for permanent residence and even Portuguese citizenship if you wish.

Acquire residence rights in Portugal

As a Portuguese resident, enjoy a myriad of benefits, including the right to access national healthcare and the local school system, conducting professional activity as an independent contractor, full protection under Portuguese law, and access to vocational training in Portugal.

Family reunification

Once you have a residence card, your family can join you in Portugal. Family reunification can be requested with SEF. The following family members are eligible: your spouse or partner, children under 18, including dependents, children over 18 who are dependent, your parents or spouse/partners’ parents, as long as they are dependent on you, and your minor siblings.

Tax benefits

If you hold a residence card, you are entitled to benefit from Portugal’s Non-Habitual Tax (NHR) Regime. The NHR is a generous tax program with numerous benefits pertaining to your global income. It offers tax-free incentives on certain categories for a period of up to ten years.

Below are the types of income that may qualify under the NHR program:

  • Dividends
  • Real estate income
  • Capital gains from the disposal of real estate
  • Occupational pensions
  • Royalties
  • Business and self-employment profits derived from eligible occupations (but be mindful of relevant double taxation agreements)

As of 2020, pensioners registering for the NHR tax scheme are now taxed at a rate of 10%.

Who We Are And What We Do

Global Citizen Solutions is a boutique investment migration consultancy firm focused on finding the right residency or citizenship by investment program for individuals wishing to secure their future and become global citizens.

With offices in Portugal, the United Kingdom, Hong Kong, and Brazil, our multilingual team guides individuals and families from start to finish, providing expert advice considering freedom, mobility, taxation, and security.

From helping individuals find their dream homes or investment to providing successful immigration and relocation services, our international team is with you every step of the way. Contact us today for assistance.

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Frequently Asked Questions about the D7 Visa Portugal

What is the Portugal D7 Visa?

The D7 Visa is an immigration permit allowing you to enter Portugal in order to apply for a residence permit, provided you have enough funds to sustain yourself during the duration of your stay and prove that you live off your own passive income.

How can I apply for the Visa D7?

In order to apply for the D7 Visa, you will need to launch a D7 visa application at your home country’s Portuguese Consulate. Once you receive a temporary D7 visa, you will have to travel to Portugal and attend an appointment with SEF, who will grant you a residence permit.

What are Portugal D7 visa income requirements?

In order to get the D7 visa, applicants will need to prove that they have enough funds for 12 months: €8.460 for the first adult, €4.230 for second or more adults, and €2.538 per child.

Can I benefit from the Portuguese healthcare system with a Portugal D7 Visa?

Once your residence permit has been approved by SEF, you will be considered a Portuguese resident. You can therefore benefit from the Portuguese healthcare system. Keep in mind that you will need to register with the National Health Service (SNS) in order to benefit from its services.

What are the Portugal residency visa requirements for the Portugal D7 visa?

In order to acquire the Portugal D7 visa, you need to be a non-EU national, live off your own passive income, have sufficient funds to support yourself during your stay in Portugal, and hold a clean criminal record.

Is Portugal a good place for retirement?

Portugal is indeed an excellent destination for retirees. Not only is it a safe and stable country, but the climate, friendly people, and high standards of living at a relatively affordable rate are all big draws for retirees.

Is Portugal expensive?

No Portugal is by no means considered an expensive country. In the more urban areas of Portugal, it’s possible to live comfortably on €1,300 a month. In the less populated areas of Portugal, that figure is even less.

Can I become a Portuguese Citizen with a D7 visa?

While a D7 Visa doesn’t automatically grant you Portuguese citizenship, it does enable you to procure Portuguese residency. In Portugal, all Portuguese residents can apply for Portuguese citizenship after five years. So the D7 can indirectly lead you to obtain citizenship after the five-year mark.

How can we help you?

Global Citizen Solutions is a boutique consultancy firm with years of experience delivering bespoke residence and citizenship-by-investment solutions for international families.

With offices worldwide and an experienced, hands-on team, we help clients from around the world acquire Portugal Visas or homes while diversifying their portfolio with robust investments.

If you have a question related to Portugal D7 visa facts, speak to one of our consultants so we can understand your objectives and help you move forward onto a path of success.