Golden Visa Portugal Real Estate As The Ultimate Option for Portuguese Residency

30 November 2021 Update: Certain real estate investment options for the Portugal Golden Visa Program have been revoked or altered by Portuguese law. For more information, consult our Portugal Golden Visa changes guide here.

Golf, surf, hiking, gastronomy, and the dazzling Atlantic Ocean; these are just some factors that convince expats to start new lives in Portugal. And when it comes to Golden Visa Portugal real estate, it’s an extremely attractive way to move to Portugal. In exchange for a qualifying real estate investment in the nation, expats can obtain legal residency in Portugal, with a pathway to permanent residency and even citizenship possible. We take a look at why investing in Portugal real estate for the Golden Visa is a perfect opportunity. 

Portugal Golden Visa Investment Options From 2022

  • Applicants can only buy residential real estate in designated interior areas of Portugal worth at least €500,000 or €350,000 if investing in a rehabilitation project. If the residential property is located in a designated ‘low-density’ area, then a 20% discount applies.
  • Investors can purchase commercial real estate anywhere in the country worth at least €500,000 or €350,000 if investing in a commercial rehabilitation project. If the commercial property is located in a designated ‘low-density’ area, then a 20% discount applies.
  • Investors can buy residential and commercial real estate anywhere in Portugal’s autonomous islands of Madeira and Azores, worth at least €500,000 or €350,000 if investing in a rehabilitation project. 

Why invest in the Golden Visa Portugal Real Estate route?

In recent years, Portugal has become a preferred market for real estate investors, and it’s easy to understand why. Not only is Portugal a safe and stable country to live in, but its high living standards, affordable property prices, and tax haven status are big draws for investors. Not to mention, its perpetual sun and cheap living costs mean owning a second home in Portugal is a dream come true for thousands of expats.

When it comes to seeking the Portugal Golden Visa, the real estate route is the most sought-after way to acquire legal residency in the country. Since the program’s inception in 2012,  Portugal golden visa statistics point to  €5 129 892 695,77 being attributed to a real estate investment. That’s a staggering figure, and we get why.

Note: a rising number of applicants are going for the fund investment Portugal route, given that the changes to the Portugal Golden Visa will kick in in 2022, significantly changing real estate investment options.

 

Benefits of taking the real estate route for the golden visa include:

  • Access to a thriving, buoyant real estate market
  • Booming housing prices
  • Reasonable mortgage rates and straightforward loan process
  • Attractive rental market
  • Capital gains win
  • Own a second home or holiday property in an exotic European nation

What are my Portugal Golden Visa properties options?

Several options are on the table when it comes to picking Portugal Golden Visa properties. 

Real estate options for the Golden Visa:

Invest in commercial property anywhere in Portugal
Invest in commercial property anywhere in Portugal
Invest €500K or more in a commercial property of your choosing in Portugal. (investment amount reduced to €400K if located in a low-density area of Portugal)
Invest in residential property located in Portugal's designated interior areas
Invest in residential property located in Portugal's designated interior areas
Invest €500K or more in residential property located in Portugal's designated interior areas. (investment amount reduced to €400K if located in an interior AND low-density area of the country)
Invest in commercial renovations projects anywhere in Portugal
Invest in commercial renovations projects anywhere in Portugal
Invest €350K in commercial renovations projects anywhere in the country (investment amount reduced to €280K if located in a low-density area of Portugal)
Invest in residential renovations projects in Portugal's designated interior areas.
Invest in residential renovations projects in Portugal's designated interior areas.
Invest €350K in residential renovations projects in Portugal's designated interior areas. (Investment reduced to €280K if located in an interior area AND low-density area of Portugal)

Why 350K golden visa Portugal real estate is a new favorite for investors

It’s astonishing how the 350K real estate option has grown in popularity these last three years. It’s perfectly possible to get the golden visa through an investment starting from €350,000 into real estate requiring renovation. The property can be located anywhere in the country if it’s commercial, otherwise residential properties must be in Portugal’s designated interior areas. These projects need to first be approved by SEF, Portugal’s border agency, and it’s recommended to consult with a Portugal Golden visa lawyer first to obtain legal advice before embarking on this type of investment.

Advantages of picking the 350K Golden Visa Portugal option

  • Lower investment threshold than other investment options, plus a reduced option of €280,000 in low-density areas available (To see what areas classify as a Portugal Golden Visa low-density investment click here)
  • Easier to sell and rent
  • Opportunity to sell the ownership prior to maturity of five years 
  • Co-ownership of the rehabilitation project

Speak to our Portugal Golden Visa consultants

Ready to invest in Portugal Golden Visa real estate? Our specialists are on hand to assist. Our team has a 100% success rate when it comes to Golden Visa applications, and will make sure that you find the right investment for your requirements. Not only that, but they are Portugal immigration specialists, and can help you navigate legal loopholes to obtain your visa successfully.

Your dedicated account manager will accompany you throughout the process, saving you time when it comes to making your application. Our team has years of experience and will help you avoid the difficulties that befall many Portuguese Golden Visa investors.

Frequently asked questions about Portugal Golden Visa real estate options

What are my real estate options for the Golden Visa?

You can either invest €500K+ in a commercial property located across the whole of Portugal, or alternatively, invest €500K+ in a residential property located in a designated interior area of Portugal.  You can also choose the  350000 golden visa Portugal real estate rehabilitation option (reduced to €280K if in a low-density area). If the rehabilitation project is commercial, you can invest anywhere in the country, but if it’s a residential rehabilitation project, it must be located in Portugal’s interior areas.

Is the 350K Golden Visa Portugal a good option?

The 350000 golden visa Portugal real estate route is a fantastic idea if you’d like to invest in a rehabilitation project and turn in a profit from your investment. 

What Portugal Golden Visa properties can I choose from?

You can choose Portugal Golden Visa properties that either fall under Portugal’s pre-determined interior areas list, or if it’s a commercial property, you have no location restrictions.

Why invest in Portugal Golden Visa real estate?

Invest in real estate if you’re looking to earn sigifnicant returns, obtain a second home or holiday property in a beautiful, sunny European nation.