Antigua and Barbuda Citizenship by Investment: Ultimate Guide 2026

Antigua and Barbuda offers investors and their families a pathway to citizenship in 2026 through a qualifying financial contribution to the economy. With investment options starting at $230,000 for up to four applicants, those who are successful can open up their options through receiving a second passport that provides greater global mobility for themselves and eligible family members they can include in their application.

The program is closely tied to a selection of investment opportunities in real estate, which start from $300,000 for a fractional share to gain citizenship approval. Options include beach houses at the Tamarind Hills Resort and Villas on Ffryes Beach, and a private four-bedroom luxury villa in Nonsuch Bay, both approved for citizenship and offering the flexibility of serving as a second home and providing passive income through vacation rental income.

Alternative options include donating to one of Antigua and Barbuda’s two state funds: the National Development Fund and a university fund that supports the island’s University of the West Indies campus

Key Details about the Program

The estimated total cost for a single applicant, including government fees, is $248,800.
The estimated total cost for a family application, including government fees, is $269,700.
Approved real estate for the program starts at $300,000 and includes shares in resort suites and full ownership of beachfront villas, which must be held for five years.
The donation option requires a minimum contribution of $230,000.
An Antigua and Barbuda passport allows hassle-free travel across the Schengen Area and most of Europe without needing a visa.
Antigua and Barbuda is one of only two islands that allow sole ownership of real estate, with options starting at $350,000 for a one-bedroom property.
The application procedure, from preparatory due diligence checks to final approval, takes an average of 14 months.
A spouse, children, dependent parents and grandparents, and unmarried siblings are all eligible to apply.
Currently, applicants are not required to visit Antigua and Barbuda during the process, but five days of residency during the first five years of obtaining citizenship is mandatory.
Applicants aged 18 or older must participate in an online citizenship interview.
Applicants who relocate to Antigua and Barbuda are not required to pay personal income tax due to the country’s tax free regime.
Antigua and Barbuda allows dual citizenship, meaning investors can apply while maintaining multiple nationalities.

An Overview of Antigua and Barbuda Citizenship by Investment

aerial view of harbour and yachts in antigua

Since 2013, Antigua and Barbuda has offered investors and their families the chance to obtain citizenship through investments that help support the country’s economic growth and development.

One of the program’s strengths is its variety of qualifying investments, which includes the option to donate to the National Development Fund or University of the West Indies Fund, or invest in real estate or a business, either independently or alongside other investors.

Options start at $230,000, and the procedure is fully remote, without requiring applicants to relocate to Antigua and Barbuda during the estimated 14-month process. The program has a family-friendly approach, allowing a large number of dependents to be included.

Latest updates for 2026

  • As Antigua and Barbuda’s Citizenship Unit works through its backlog, the current processing time is estimated at 14 months.
  • The ECCIRA framework, signed by Antigua and Barbuda, is set to increase the current 5-day residency requirement to 30 days.
  • Successful applicants can take the citizenship oath at one of several consulates around the world.

Benefits You Secure with Antigua and Barbuda Citizenship

Profit-earning real estate opportunities

One of the program’s strengths is the wide variety of options for purchasing approved property with the potential to generate income. Investors can buy real estate to qualify, and then rent out the property to earn income. With Numbeo estimating the average annual rental yield at 3 percent, real estate is proven to offer value in more than one way.

More travel freedom

Antigua and Barbuda passport holders can enter 164 countries without being asked to apply for a regular visa. This access is provided without a visa, with a visa on arrival, or with approval for an eTA or eVisa. As the 49th strongest passport on the Global Passport Index, it is one of the strongest in the Caribbean, with access to destinations including the EU’s Schengen Area, the UK, Ireland, China, Russia, and the UAE.

Citizens also benefit from visa-free entry to Qatar, one of the world’s fastest-growing hubs, which creates more opportunities for travel and commercial endeavors.

Suitable for larger families

The University of West Indies Fund option is specifically designed for investors who want to include a large number of family members in their application.

Antigua and Barbuda designed this option to be family-friendly, allowing up to six applicants to apply under a single $260,000 contribution with no additional processing fees. As an added perk, one family member can receive a one-year tuition-only scholarship at the university’s Five Islands campus.

Tax optimization

Antigua and Barbuda’s tax regime does not impose personal income tax, meaning investors are not obligated to pay tax on employment, pensions, rental properties, dividends, or other regular income streams. Real estate owners pay just 0.1 to 0.5 percent property tax, and no tax is charged on capital gains, inheritance, or wealth.

Possibility of having dual citizenship

Antigua and Barbuda’s citizenship law allows citizens to hold multiple citizenships. Investors can maintain their original citizenship when applying, provided their country of citizenship allows them to maintain other citizenships and passports.

Doing business internationally

Both national and offshore banks allow Antigua and Barbuda citizens to open bank accounts easily. Antigua and Barbuda demonstrates its strength with its first-place ranking in investment in the 2026 Global Citizenship Programs Report, which considers factors such as the option to form or invest in an existing business to obtain citizenship.

Through CARICOM membership, new citizens also gain access to a sizeable regional population of 18 million people for cross-border opportunities across member countries.

Who qualifies?

family walking along tthe beach in the caribbean

Family members who qualify as dependents include the following:

  • Spouse
  • Children
    • Under 18
    • Under 30 and supported by the investor or their spouse
  • Dependent parents or grandparents over 55 and fully supported by the investor or their spouse
  • Siblings of either the main investor or their spouse who are under 18 and unmarried

If a child, parent, or grandparent has a physical or mental disability, they may still qualify as a dependent regardless of age.

Investment Options in 2026

Citizenship can be secured through one of four options:

  1. $230,000 contribution to the National Development Fund
  2. $300,000 purchase of approved property
  3. $400,000 investment in a new or existing business ($1.5 million as a sole investor)
  4. $260,000 contribution to the University of the West Indies (UWI) Fund

These amounts represent the minimum thresholds; the exact amount depends on the number of dependents, the property type, or whether it’s a joint or solo business venture. A licensed agent must facilitate the investment, but it is required only after the application has been approved.

1. National Development Fund contribution

The National Development Fund (NDF) is a non-profit fund created to support public and private projects, such as the construction of new schools, hospitals, universities, and other critical infrastructure that advance the island’s development.

The applicant can make a one-time contribution of at least $230,000. This amount and a $20,000 government fee (processing fee) qualify up to four applicants. For larger families, an additional investment is required.

This pathway tends to be the quickest and most efficient from an administrative perspective, but investors should understand that the contribution is non-refundable and does not offer any financial upside.

Total citizenship cost

National Development FundMain ApplicantFamily of 4 or LessFamily of 5 or More
Minimum Contribution$230,000$245,000
Processing Fee$10,000$20,000$20,000 + $10,000 per applicant after the 4th
Due Diligence Fee$10,000$8,500 (main investor)
$5,000 (spouse)
$2,000 per dependent (12–17)
$4,000 per dependent (18 and over)
$5,000 (benefactor)
Passport Fee$300$600+$1,500+
Total$248,800$264,100+$275,000+

2. Real estate purchase

The real estate option allows applicants to purchase a property inside government-approved projects. The amount invested must be at least $300,000 for a single applicant or a family, and government fees apply.

Minimum investments typically comprise shared ownership in luxury villas, resort suites, and branded hotels. Freehold or full title ownership of private residences is available from $350,000.

There is no requirement to live in the property, giving investors the flexibility to generate rental income. With gross yields of around three percent, the option can be attractive to investors looking for both citizenship and passive income. While it typically requires a more involved process than a contribution, investors can recoup the investment after five years or sell it to purchase another government-approved property. 

Examples of approved development projects

interior of an apartment and balcony in the caribbean

Colwood Properties Ltd. – The Gardens

  • Address: Harbour Island, Jolly Harbour Commercial Centre, St. Mary’s, Antigua
  • Property type: Two- and three-bedroom villas
  • Price: Shared ownership $300,000 / full ownership $1.3-$1.75 million
  • Added value: Full management and rental solution
luxury villa in the caribbean with a view of the ocean

Blueprint Development

  • Address: Daniel Bay, Willoughby Bay, Antigua
  • Property type: Oceanfront luxury villa
  • Price: Full ownership $725,000+
  • Added value: Full management and rental solution
a luxury bedroom with a tropical design

Macy Limited

  • Address: Passion Village, Valley Church, St. Mary’s, Antigua W.I.
  • Property type: One-bedroom condominium
  • Price: Freehold ownership $315,000
  • Added value: Full management and rental solution

Total citizenship cost

Real Estate PurchaseMain ApplicantFamily of 4 or LessFamily of 5 or More
Minimum Investment$300,000
Processing Fee$10,000$20,000$20,000 + $10,000 per applicant after the 4th
Due Diligence Fee$10,000$8,500 (main investor)
$5,000 (spouse)
$2,000 per dependent (12–17)
$4,000 per dependent (18 and over)
$5,000 (benefactor)
Passport Fee$300$600+$1,500+
Total$318,800$334,100+$345,000+

03/ Business investment

The option to invest in a business is split into one of two options:

  • Single: A minimum investment of $1.5 million is required for a main applicant making an investment on their own.
  • Joint: Two or more people must invest at least $5 million, with each person contributing a minimum of $400,000.

Government fees and due diligence costs also apply. Global Citizen Solutions helps applicants find and connect with other eligible investors for the joint investment route, making it easier for those who opt for the lower threshold and prefer not to invest on their own to team up and meet the minimum investment requirement together.

Approved business projects typically involve tourism, hospitality, real estate development, manufacturing, and agriculture-related activities. Companies approved for investment include Barletta Limited in Nonsuch Bay, Freetown Destination Resort Limited in St John’s, and SPA Investments Limited in English Harbour. Investors can seek approval for a new venture, provided it shows the potential to create jobs and contribute meaningfully to the economy.

This route is particularly attractive for investors seeking citizenship alongside an asset that can with growth potential. It involves a detailed assessment and, naturally, a higher initial investment, but investors acquire an asset that may generate returns and appreciate in value over time.

Total citizenship cost

Business InvestmentMain ApplicantFamily of 4 or LessFamily of 5 or More
Minimum Contribution$1.5million (single investor)
$5 million (joint investment: $400,000 per person)
Processing Fee$10,000$20,000$20,000 + $10,000 per applicant after the 4th
Due Diligence Fee$10,000$8,500 (main investor)
$5,000 (spouse)
$2,000 per dependent (12–17)
$4,000 per dependent (18 and over)
$5,000 (benefactor)
Passport Fee$300$600+$1,500+
Total$418,800+$434,100+$445,000+

04/ University of West Indies Fund Contribution

The contribution to a higher education institution is a family-oriented investment option that supports the University of the West Indies’ Five Islands campus.

A one-time contribution of $260,000 qualifies a family of up to six applicants, without an additional government fee required. In addition to obtaining citizenship, one of the main investor’s family members under 29 is entitled to a one-year, tuition-only scholarship at a campus of the University of the West Indies.

This option is only available to applications with at least six people and is particularly attractive for larger families looking for a straightforward application procedure while also supporting higher education in the region.

Like the National Development Fund contribution, the payment is non-refundable and does not provide a financial return, but it offers one of the most cost-effective solutions for families applying together.

Total citizenship cost

University of West Indies Fund ContributionMain ApplicantFamily of 7 or More
Minimum Contribution$260,000
Processing Fee$10,000 per applicant after the 6th
Due Diligence Fee$8,500 (main investor)
$5,000 (spouse)
$2,000 per dependent (12–17)
$4,000 per dependent (18 and over)
$5,000 (benefactor)
Passport Fee$1,800$2,100+
Total$275,300+$285,600+

What documents are required?

During the procedure, the applicant is asked to provide certain documents to pass due diligence. These documents typically include the following:

Application forms

  • Citizenship by Investment Application (AB1)
  • Photograph and Signature Certificate (AB2)
  • Medical Certificate (AB3)
  • Investment Confirmation (AB4)
  • Agent Form (AB5)
  • Real Estate Developer Application for property investors (AB8)
  • Business Investment Application for business investors (AB9)
  • Antigua and Barbuda Passport L Form (applicants 16 and over)
  • Antigua and Barbuda Passport M Form (applicants under 16)

Personal documents

  • Valid passport
  • Original police certificate from country of citizenship or residence
  • Birth certificate or certified copy
  • Proof of residential address
  • Original professional reference
  • Marriage or divorce certificate (if applicable)
  • Children/parents’ birth certificate (if applicable)
  • Medical certificate with HIV test results
  • Sworn affidavit of support for each dependent over 18 (excluding spouse)

Financial documents

  • Bank statements and financial references
  • Bank reference letter
  • Statement of the source of funds
  • Proof of investment, such as a sales contract for the real estate purchase

Certification of documents

Applicants are required to submit notarised and apostilled documents, with certified English translations provided for any non-English documents.

The program allows applications to be financed by a sponsor, be it an individual or a legal entity. If someone else is financing the application, a $5,000 due diligence fee applies, and they must provide documents confirming their identity, address, and financial history.

How the Procedure to Obtain Citizenship Works

a person completing an application

1. Initial compliance review

  • Timeline: 1–2 days

The process begins with a discreet preliminary compliance review conducted by our specialists at Global Citizen Solutions.

This early assessment will identify potential risks that may disqualify your application under the rules, as of 2026. Only a valid passport is required at this stage, keeping the process simple and confidential.

In our experience, this approach effectively removes the risk complications in the application. It also helps applicants assess where they stand before making a formal commitment.

2. Document preparation

  • Timeline: 2+ weeks

Once eligibility is confirmed, a dedicated legal advisor from Global Citizenship Solutions prepares a tailored document checklist to fulfill both the program’s requirements and present the applicant’s profile.

This stage involves gathering and verifying key documentation, such as:

  • Passports
  • Police certificates
  • Bank statements
  • Marriage and birth certificates

The advisory team also assists with completing official government forms, including FORM AB1, preparing any required affidavits, and sourcing supporting documentation. After a thorough review, the complete application file is submitted to Antigua and Barbuda’s Citizenship Unit (CIU).

3. Government due diligence and processing

  • Timeline: 3–13 months

After the application is submitted, the CIU carries out a detailed examination of the principal applicant’s profile and dependents included.

Background verification, source-of-funds inspections, and requests for additional documents are usually involved at this stage to ensure full compliance with national standards. To begin the processing stage, applicants must pay the full due diligence fees and an initial 10 percent of the government processing fee to the CIU when submitting the application.

Applicants over 18 are required to attend an interview. While Global Citizen Solutions legally is not allowed to participate, the discussion generally covers financial circumstances, source of funds, and residency history. 

If the application is funded by a sponsor, the main applicant and, in some cases, their dependents may be asked to explain their relationship with the sponsor. 

4. Approval in principle and making the investment

  • Timeline: Up to 1 month

Once due diligence is successfully completed, Global Citizen Solutions receives a notification of approval in principle from the CIU.

This is when the applicant is invited to complete the required investment. Given the program’s range of options, the investment follows separate procedures.

Contributions are relatively straightforward, with the required contribution made to the Antigua and Barbuda government. 

With the real estate and business options, Global Citizen Solutions can support you on the ground in Antigua, from organizing property viewings and identifying suitable investments to overseeing the sale process.

Applicants have 30 days to finalize the investment after their application is approved.

5. Citizenship approval and passport collection

  • Timeline: 4+ weeks (complete timeline averages 14 months)

Following confirmation of the investment, the citizenship certificate is issued, and your file is passed to the CIU, which typically issues the passport within a few weeks of investment confirmation.

Discuss Your Options with Global Citizen Solutions

After reviewing your eligibility, what it costs, and the procedure for applying, Global Citizen Solutions collaborates with a licensed agent to provide personalized insights tailored to your specific circumstances and goals.

During a complimentary consultation, a specialist migration advisor will review your eligibility in a 30-minute meeting, walk you through the available investment options, and help determine whether this program is the most suitable for you and your family.

Life in Antigua and Barbuda

Everyday life

Antigua and Barbuda’s appeal extends well beyond tourism. Residents enjoy a stable, English-speaking environment and a well-developed banking system. Nonstop flight routes between Antigua and the UK, USA, and Canada improve travel convenience for American, Canadian, and British citizens, as well as those based in mainland Europe. With 360 beaches, everyday life revolves around spending time at the beach and enjoying water-based outdoor activities.

Sailing is one of the country’s strong suits, leading to the development of a large community of yacht-owning expats. Dating back to the 1960s, Antigua Sailing Week is considered one of the world’s top regattas, annually drawing over 100 yachts, 1,500 participants, and 5,000 spectators on average to the island. 

Taxes in Antigua and Barbuda

One of Antigua and Barbuda’s biggest advantages is its tax-friendly regime. With no taxes on personal or investment income, residents who relocate to the island can often structure their finances more efficiently and preserve a greater share of their investment income. For those with businesses registered and operating in Antigua and Barbuda, corporate tax is charged at a flat rate of 25, with reduced rates for certain industries.

That said, how much you actually benefit from the tax regime depends on where your income comes from and where you still have tax obligations, as Antigua and Barbuda’s treaty network is relatively limited. 

Antigua and Barbuda as a second home

An increasing number of investors are deciding to relocate permanently to Antigua and Barbuda. The ability to own a property, enjoy it when residing in the islands, and rent it out while away is a major attraction for many.

This allows successful applicants to enjoy a Caribbean lifestyle while fulfilling Antigua and Barbuda’s minimum residency requirement and maintaining ties with the country.

This allows successful applicants to enjoy a Caribbean lifestyle while fulfilling Antigua and Barbuda’s minimum residency requirement and maintaining ties with the country.

How in demand is Antigua and Barbuda’s program?

Antigua and Barbuda’s Citizenship by Investment Program has become one of the Caribbean’s most sought-after options. Since its introduction in 2013, over 5,200 investors have applied, and more than 9,000 passports have been issued to investors and their dependents.

Demand remains strong. During the first six months of 2024, the country received 739 new applications and granted 622 passports, with investors from China, the US, and Nigeria accounting for the largest share of applicants.

The non-refundable contribution to the National Development Fund maintains its historical dominance, accounting for more than 80 percent of applications; however, investors opting for real estate have gradually increased, from a low of 3 to 5 percent between 2018 and 2020 to 15 percent in 2023 and 2024.

The program’s popularity is also reflected in its 2026 Global Citizenship Programs Report ranking, which placed it second overall.

Citizenship Rights and Obligations

two antiguan and barbudan passport laid down on the antigua and barbuda flag

Obtaining Antigua and Barbuda citizenship through investment comes with relatively few ongoing obligations. Aside from complying with the five-day residency requirement in the first five years of citizenship and avoiding criminal activity, there is no requirement to become a tax resident, relocate permanently, or undertake military service.

Citizens are responsible for maintaining a valid passport and must report any lost, stolen, or damaged passport. Fortunately, the replacement process can be completed through a licensed agent without having to travel to Antigua and Barbuda.

As part of the naturalization process, new citizens take an oath or affirmation. Although Antigua and Barbuda became independent in 1981, it remains a constitutional monarchy and a member of the Commonwealth of Nations.

Citizenship also comes with a range of rights and opportunities. Citizens are free to enter, live in, and leave Antigua and Barbuda at any time without a visa. One point to keep in mind is that citizenship acquired through investment isn’t automatically passed on to future children at no cost. Children can still be registered as citizens, but this requires a government fee of $10,000 for children under five, increasing to $20,000 to $50,000 for older dependents.

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Frequently Asked Questions

Based on current processing times, applicants typically receive citizenship approval in about 14 months, though reported timelines have ranged from 10 to 18 months.

An initial payment is made when the application is submitted to start the due diligence process, and the remaining investment is due after the applicant receives citizenship approval.

Yes, one of the program's strengths is the number of family members who qualify, including our spouse, children under 18, dependent children under 30, dependent parents and grandparents over 55, and unmarried siblings. The UWI Fund option is specifically designed for large family applications.

Whether you must pay taxes depends on your activities. You are not required to pay taxes on your personal income, capital gains, inheritance, or wealth. Tax contributions are required for business and property.

The five-day residency requirement in the first five years of obtaining citizenship remains, but the rule is expected to increase the minimum requirement to 30 days in 2026.

No, the program requires a licensed agent to submit your application on your behalf.

Nationals of Afghanistan, Iran, North Korea, Russia, Belarus, Somalia, Sudan, and Yemen do not qualify. They may become eligible if they have lived outside the country for more than ten years, have no ties to a restricted country, and have renounced their birth citizenship.

Yes, US citizens are free to buy property in Antigua and Barbuda, but must apply for an Alien Landholding License (non-citizen buyers' license), which requires government approval, costs ten percent of the property value, and takes three to six months to obtain. Antigua and Barbuda’s citizenship program allows property purchases without a license, provided the property is government-approved and valued at least $300,000.

Antigua and Barbuda is currently affected by partial US travel restrictions, mainly due to concerns about its citizenship by investment program and the issuance of passports without a residency requirement. However, the restriction is not a complete ban, and existing visa holders can still travel to the United States as normal.

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