Moving to Italy can be a life-changing adventure. But before you pack your bags and book your flight, understanding the essential steps from visa requirements and healthcare access to finding accommodation and managing taxes is crucial for a stress-free transition. Italy is a highly sought-after destination that ranks in the top 6 on the Global Retirement Index by Global Citizen Solutions.
To relocate to Italy, you must apply for an appropriate Italian visa, which can then be converted into a residence permit. Alternatively, the investor visa allows eligible individuals to live and work in Italy for up to 2 years.
This comprehensive guide covers everything you need to know about living in Italy, the pros and cons of moving, and practical tips to help you navigate Italian bureaucracy, legal obligations, and everyday life with confidence.
Moving to Italy: key takeaways
- Italy offers a relaxed lifestyle focused on family, food, and community. Its rich culture and history are part of everyday life.
- Cost of living varies: major cities like Rome and Milan are more expensive, while smaller towns and southern regions like Naples and Bari are more affordable. Rent for a one-bedroom city-center apartment ranges from around €800 to €2,000/month, depending on the city.
- Best cities for expats include Rome (cultural and work opportunities), Milan (finance, fashion, and tech hub), Florence (arts and education), Bologna (academic and startup-friendly), and Naples/Bari (affordable southern options).
- Safety is high. Italy has low violent crime rates, reliable emergency services, and stable public infrastructure, and ranks 23rd on the Global Peace Index.
- Visa options include digital nomad, elective residency, investor (Golden Visa), self-employment, and student visas. Non-EU citizens need a long-stay visa and must apply for a residence permit (permesso di soggiorno).
- Italy has great tax incentives for investors and retirees, such as the Italian Flat Tax regime.
10 Reasons Why you Should Move to Italy
01/ A Lifestyle that supports well-being
Life in Italy is slower and more relaxed. Daily life prioritizes time with family, friends, and community. Meals, socializing, and leisure activities are central, helping expats enjoy a better work-life balance and reduce stress. Due to its exceptional quality of life, Italy ranks #6 in the 2025 Global Retirement Report by our Global Intelligence Unit (GIU). The index evaluates 44 countries worldwide, providing a detailed assessment of the best destinations for retirees seeking to live abroad.
02/ Reliable and accessible healthcare
Italy offers both public and private healthcare. Residents can register with the national system (SSN), which covers doctor visits, hospital care, and prescriptions for little or no cost. Private insurance is also available for faster access to specialists and additional coverage, often costing around €50 to €150 per month.
03/ Rich cultural experience
Living in Italy means being surrounded by history, art, and tradition. Festivals, architecture, museums, and local customs are part of daily life, whether you live in a historic city or a countryside village.
04/ Flexible visa options
Italy provides multiple ways to live legally, including elective residency, investor visas, work permits, and the digital nomad visa. Italy ranks twenty-fifth on the 2025 Digital Nomad Index by Global Citizen Solutions, scoring high for ease of application, fast processing times, and affordable fees. Elective residency visas generally require proof of at least €31,000 in income or savings per year, plus additional funds for family members.
05/ Affordable living in many areas
Italy’s overall cost of living, including rent, is about 20.1% lower than in the United Kingdom, according to Numbeo, and 25 % lower than in the United States, based on cost‑of‑living data from Expatistan. Housing in Italy is roughly 56.7% cheaper than in the UK, and 38 % cheaper than in the U.S., with public transport and utilities also typically costing less. However, clothing and some services can be more expensive.
06/ Safety and security
Italy has low violent crime rates and strict gun laws. Most cities and towns are safe for families and solo movers. The country ranks 23rd on the Global Peace Index and scores particularly well for peacefulness compared to top nations, placing it among the more peaceful European countries.
07/ Great location for travel
Italy is centrally located in Europe. High-speed trains connect major cities such as Rome, Milan, Florence, and Naples, and budget airlines make weekend trips to other European countries easy and affordable.
08/ Connectivity and technology
Internet speeds in Italy average around 130 Mbps in major cities, making it suitable for remote work or digital nomads. Mobile and broadband plans are reasonably priced, ranging from €25 to €40 per month for standard home internet.
09/ Pleasant weather
Italy has a varied but generally mild climate, with Mediterranean weather in most regions, featuring hot, dry summers and mild winters, especially in central and southern areas. Many cities enjoy around 230–300 sunny days per year, making Italy significantly sunnier than the United Kingdom. This means more outdoor living, brighter winters, and a more predictable climate for daily life.
10/ Attractive tax benefits
Italy offers attractive tax regimes for foreigners. High-net-worth individuals may qualify for the Italian Flat Tax Regime, which provides a flat rate of €300,000 per year on all foreign-sourced income, regardless of the amount. Retirees and particular new residents can also benefit from a 7% flat tax on foreign income, including pensions, interest, and dividends.
Requirements for Moving to Italy
Moving to Italy as an EU Citizen
EU citizens have the right to live, work, and study in Italy without a visa. You must register with the local Comune within 90 days of arrival, providing your passport or ID, proof of income or employment, and health insurance. After registration, you receive a residency certificate and can access public services, open a bank account, and join the healthcare system.
Moving to Italy as a Non-EU Citizen
Non-EU citizens need a long-stay visa before arrival, such as a work, study, elective residency, or digital nomad visa. Within 20 days of arrival, you must apply for a residence permit (permesso di soggiorno) and register your address at the local Comune. You also need a Codice Fiscale to open a bank account, sign rental contracts, or work legally. Proof of income, health insurance, and housing is required for most visa types.
Visa Options to Italy
Italy Digital Nomad Visa
The Italy Digital Nomad Visa allows non‑EU citizens to live in Italy while working remotely for a foreign employer or as a freelancer. It leads to a one‑year residence permit that can be renewed if you continue to meet the requirements, and allows travel in the Schengen area.
Key requirements:
- Proof of remote work for a foreign company or as an independent contractor.
- Minimum stable foreign income of about €28,000 per year (roughly €2,333+ per month) and documented savings.
- Valid private health insurance covering your entire stay (minimum coverage ~€30,000).
- Proof of accommodation in Italy (rental lease or property).
- Clean criminal record
Italy Elective Residence Visa
The Italy Elective Residence Visa, often called the Italy Retirement Visa, allows non-EU citizens to live in Italy long-term without working. It is designed for financially independent individuals or families who can support themselves through passive income such as pensions, investments, rental income, or savings, without the need for employment or major investments. This visa strictly forbids working in Italy or abroad and is meant for those who already have a stable, ongoing income and want to reside in Italy purely for lifestyle reasons.
Key requirements include
- Proof of steady passive income of €32,000 per year for a single applicant. €38,000 per year for a married couple.
• Proof of long‑term accommodation in Italy (rental contract or ownership).
• Comprehensive private health insurance that covers at least €30,000 per person per year.
• Clean criminal record (consulate may ask).
Italy Golden Visa (Investor Visa)
The Italy Golden Visa, also known as the Investor Visa, allows non-EU investors and their families to obtain Italian residency through a qualifying investment. The initial residence permit is issued for two years and can be renewed, with a pathway to permanent residence after five years. Visa holders can live, work, and study in Italy, travel freely within the Schengen Area, and access Italy’s healthcare and education systems.
Investment options include:
- Invest €250,000+ in an innovative Italian startup.
- Invest €500,000+ in shares of an Italian company.
- Buy €2,000,000+ in Italian government bonds.
- Make a €1,000,000 philanthropic donation to approved projects.
- Plus: clean criminal record, proof of funds, and valid health insurance.
Italy Self‑Employment Visa (Lavoro Autonomo)
The self-employment visa is for non-EU citizens who want to work independently within Italy, such as freelancers, consultants, or business owners serving Italian or EU clients. Unlike the digital nomad visa, which is for remote work for foreign companies, this visa allows you to earn income locally but is subject to Italy’s annual quota system and requires prior work authorization.
Key requirements:
- Authorization to work (Nulla Osta) issued under the annual quota system
- Proof of self-employment activity or business plan
- Minimum income showing you can support yourself
- Relevant professional licenses or registrations, if required
- Proof of accommodation in Italy
- Valid health insurance
- Clean criminal record
Italy Student Visa
The Italian student visa is for non-EU citizens accepted into full-time education at an Italian school, college, or university. It allows you to stay in Italy for the duration of your studies and work part-time (up to 20 hours per week). The visa is usually issued for one year at a time but is renewable annually as long as you continue your studies and meet visa requirements, including proof of enrollment, accommodation, and sufficient financial means.
Key requirements:
- Proof of admission to an Italian educational institution.
- Valid passport and visa application form.
- Proof of accommodation in Italy.
- Proof of adequate financial means (around €6,000+ per year or more, depending on program).
- Comprehensive health insurance valid in Italy.
- Apply for a residence permit for study within eight days of arrival.
10 Important Steps on How to Move to Italy in 2026
- Determine your reason to move and your Visa: Decide on your reason for moving, which will influence the visa you choose. Options include work, study, retirement, or elective residency, investor visas, or the digital nomad visa. Check requirements carefully, such as minimum income, job offer, or proof of enrollment in an Italian school.
- Prepare financial proof: Most visas require showing that you can support yourself. For elective or retirement visas, this is usually €31,000+ per year for a single person, plus extra for family. Work visas require a signed employment contract. Keep bank statements and proof of income ready.
- Secure housing: You must have a permanent address to register residency. Renting an apartment is common, with smaller towns or southern Italy offering rent from €300–€500 per month. Save your rental contract as you will need it for your residence permit and opening a bank account.
- Apply for your visa at the Italian Consulate: Submit your application in your home country. You’ll need your passport, proof of income, health insurance covering Italy, and housing details. Start this process several months in advance to avoid delays.
- Arrive and apply for the residence permit (Permesso di Soggiorno): Within 20 days of arrival, go to the post office to begin your residence permit application. Bring your visa, passport, rental contract, and photos. Processing can take several weeks, so keep copies of your documents and receipts.
- Register Your Residency (Iscrizione Anagrafica): Visit your local Ufficio Anagrafe to register as a resident. This step is required to access healthcare, utilities, and official documents like a driver’s license. You’ll need your passport, residence permit application, and rental contract.
- Get Your Tax ID (Codice Fiscale): The Codice Fiscale is required for almost everything in Italy, including renting, banking, employment, and signing contracts. You can get it at the local Agenzia delle Entrate or sometimes through your consulate before arrival.
- Open a Bank Account: Bring your passport, Codice Fiscale, proof of visa or residence permit, and proof of address. Some banks may ask for proof of income or employment. A local account is essential for receiving salary, paying rent, utilities, and taxes. Some banks offer online banking in English, which is useful for expats.
- Set Up Health Insurance: Register with the Italian public healthcare system (SSN) once you have your residency. You can also choose private health insurance for faster access to specialists.
- Plan utilities and daily life: Set up electricity, gas, water, and internet. Your Codice Fiscale and rental contract are usually required. Research local services like grocery stores, markets, and transportation options in your area to settle smoothly.
Other Things to Know Before Moving to Italy
Cost of living in different Italian cities
The cost of living in Italy varies significantly by location. Major cities like Rome, Milan, and Florence are among the most expensive, with higher costs for housing, dining, and transportation. For instance, a one-bedroom apartment in Milan’s city center averages around €1,600 per month. In contrast, southern regions and smaller towns offer a more affordable lifestyle. Overall, Italy’s cost of living is generally lower than that of the UK and the United States, making it an attractive option for expatriates seeking a balance between quality of life and expenses.
| City | Rent (1-bed apt, city centre) | Groceries & Home Supplies | Utilities | Est. Total for Single |
|---|---|---|---|---|
| Milan | €1,600–€2,200 | €300–€450 | €180–€260 | €2,590–€3,860 |
| Rome | €1,600–€2,000 | €280–€420 | €170–€240 | €2,440–€3,690 |
| Bologna | €1,100–€1,600 | €260–€380 | €150–€220 | €1,950–€2,970 |
| Naples | €800–€1,100 | €240–€360 | €140–€200 | €1,660–€2,460 |
| Smaller cities / towns (e.g., Genoa, Verona) | ~€700–€1,200 | €200–€350 | €140–€220 | ~€1,500–€2,500 |
Education in Italy
Education in Italy is mostly public, affordable, and easy to access for residents. Public schools are free, and public universities have low tuition fees, usually between about €900 and €4,000 per year, depending on income and course. Many universities offer programs taught in English, especially at the master’s level. Families moving to Italy can also choose private or international schools in big cities, but these are much more expensive. Non-EU students need a student visa, proof of enrollment, housing, and enough funds to support themselves. These are some of the top international schools in Italy and universities.
| Top International Schools | Top Universities |
|---|---|
| United World College of the Adriatic – IB boarding school in Duino | University of Bologna – Italy’s oldest university with many English-taught programs |
| St. Stephen’s School Rome – American diploma and IB in Rome | Sapienza University of Rome – Large university with wide course selection and international connections |
| International School of Florence – IB curriculum in Florence | Politecnico di Milano – Leading technical university in engineering, design, and technology |
| International School of Milan – International curriculum in Milan | University of Padua – Historic university with strong research and global reputation |
| Marymount International School Rome – English-language school with strong academic program | Humanitas University – Highly ranked for health sciences and international focus |
The job market in Italy
Italy’s job market is gradually improving but still lags behind the EU average. As of 2024, Italy had 59 million residents and a GDP per capita of about €33,000, 6.8% below the EU average, with an 11% increase since 2018. The overall employment rate is around 61.5%, which is lower than in many EU countries, and youth and female employment remain comparatively low. However, unemployment has fallen to roughly 6%, but many jobs are temporary, and wages are often behind inflation. Some high-demand sectors include tourism, services, and manufacturing, and strong Italian language skills are usually required.
For anyone planning to move to Italy, it’s important to research job opportunities in your field, consider language learning, and explore visa options that match your work plans before relocating.
Italian citizenship
Italian citizenship is mainly based on ius sanguinis, meaning it can be claimed through Italian ancestry. Under the 2025 rules, you are eligible for Italian citizenship by descent if you have an Italian parent or grandparent who was solely Italian, and you must provide official documents proving this. Other ways to become an Italian citizen include citizenship by marriage, which usually requires 2–3 years of marriage if living in Italy (or 3 years if abroad), and citizenship by naturalization, which is available to foreigners who have legally resided in Italy for 10 years (shorter for EU citizens or those with Italian ancestry). Each path requires proof of residence, legal status, and, sometimes, language proficiency.
Moving to Italy Pros and Cons
| Pros of Moving to Italy | Cons of Moving to Italy |
|---|---|
| High quality of life – A relaxed lifestyle with strong focus on family, community, and work-life balance. | Bureaucracy – Administrative processes can be slow and complex, especially for residency, banking, and taxes. |
| Cultural richness – world-class art, architecture, festivals, history, and diverse regional cuisine. | Language barrier – Italian is essential for daily life, paperwork, and full social integration. |
| Affordable cost of living – Daily costs are often lower than in many EU countries and major U.S. and UK cities, especially in smaller towns. | Job market limitations – Fewer opportunities for non-EU citizens without sponsorship; salaries can be lower in some sectors. |
| Strong healthcare system – Affordable public healthcare with the option to use private care for faster access. | Tax lmplications – Residents are taxed on worldwide income, with regional and municipal taxes adding complexity. |
| Visa options – Multiple pathways including elective residence, investor (Golden Visa), and digital nomad visas. | Housing challenges – High demand in popular cities and competitive rental markets with strict documentation requirements. |
Taxes in Italy
Italy has a progressive income tax system where residents are taxed on their worldwide income. National income tax rates range from 23% to 43%, plus regional taxes up to ~3.33% and municipal taxes up to ~0.9%. Social security contributions and VAT usually apply at 22%, and property or inheritance taxes may add to the total tax burden. Non-residents are taxed only on Italian-sourced income.
You are eligible to pay taxes in Italy as a tax resident in Italy if you meet any of the following criteria for more than 183 days in a year:
- Registered as a resident in the official civil registry (Anagrafe)
- Have your main place of business or employment in Italy
- Have your primary home (domicile) in Italy
Italian tax benefits
Best Places to Live in Italy
Rome
Rome is loved for its landmarks, like the Colosseum and the Vatican, as well as its modern amenities. Expats can find work in tourism, government, education, and international organizations. The city has excellent public transport, international schools, and a vibrant social scene. Rent for a one-bedroom city-center apartment averages €1,600–€2,000/month, making it one of the pricier options.
Florence
Florence attracts artists, students, and creatives. The city offers top universities and specialized programs in design, fine arts, and heritage management. Cultural life is rich, with museums, galleries, and festivals. A one-bedroom apartment in the city center costs around €1,200–€1,600/month, slightly cheaper than Rome.
Milan
Milan is Italy’s economic powerhouse, with strong sectors in finance, tech, fashion, and design. It’s ideal for professionals looking for international careers and networking opportunities. Milan also has well-connected train and flight links across Europe. Monthly rent for a one-bedroom apartment in the center ranges €1,600–€2,200, with groceries and services slightly higher than the national average.
Bologna
Bologna is famous for its historic university and student community. The city offers a high quality of life, excellent public transport, and a growing startup scene. City-center one-bedroom rent is around €1,100–€1,600/month, more affordable than Milan or Rome, with lower grocery and utility costs.
Naples and Bari
Southern cities like Naples and Bari provide a lower cost of living, with city-center rent for a one-bedroom apartment around €800–€1,100/month and cheaper groceries and services. Both cities have rich history, scenic coastlines, and a warmer climate, making them ideal for expats seeking culture and affordability
How Can Global Citizen Solutions Help You?
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We guide you from start to finish, taking you beyond your citizenship or residency by investment application.
