Italy vs. Greece Golden Visa – Which is the Better Option in 2025?

The Italy and Greece Golden Visa programs remain two of the most attractive options for foreign investors looking to gain residency in Europe through investment. Both programs offer permanent residency, visa-free travel within the Schengen Area, and a pathway to citizenship. However, they differ significantly regarding investment requirements, processing times, taxation, and overall benefits.

What This Article Will Cover:

• Main Differences Between the Italy and Greece Golden Visa Programs
• Which Country Offers a Faster Path?
• Taxation for Golden Visa Holders
• Which program is better suited for Americans and non-EU nationals

Main Differences Between the Italy and Greece Golden Visa Programs

Understanding the Italy and Greece Golden Visa Programs

• Italy Golden Visa Program: This program requires investments in government bonds, businesses, startups, or philanthropic donations. It has a higher entry threshold but flexible investment options. After ten years, it provides a pathway to Italian citizenship.
• Greece Golden Visa Program: Focuses primarily on real estate investment, offering one of the fastest and most affordable routes to residency in Europe. Recent updates have adjusted the minimum investment threshold in key locations.

Investment Requirements

• Italy Golden Visa Program: Requires a minimum investment of €250,000 in innovative startups or €500,000 in Italian companies. Other options include government bonds, philanthropy, or venture capital funds.
• Greece Golden Visa Program: Previously required €250,000 in real estate, but recent updates have raised the minimum to €400,000 in prime locations like Athens and Santorini, while some regions still allow the lower threshold.

Real Estate Purchase vs. Other Investment Options

• Italy does not require a real estate purchase for Golden Visa eligibility. Instead, investors can choose from multiple investment routes, making it more flexible but with a higher entry cost.
• Greece primarily relies on real estate investment, making it more straightforward and accessible for those looking to own property while securing residency.

Comparing Investment Costs – Which Golden Visa Is More Affordable?

Residency and Citizenship – Which Country Offers a Faster Path?

Residency Permit Duration and Renewals

Citizenship Timeline: Italy vs. Greece

Passport Strength and Global Mobility

Taxation for Golden Visa Holders – Italy vs. Greece

Italy

• Italy Flat tax is €200,000 on global income for 15 years, extendable to family (€25,000 per member).
• No tax on foreign income for non-domiciled residents.
• Requires 183+ days of residency per year to maintain tax status.

Greece

• Greece flat tax is 7% on worldwide income for foreign retirees (up to 15 years).
• €100,000 flat tax for investors, similar to Italy.
• 50% tax break for highly skilled professionals relocating to Greece.

Which Country Is More Tax-Friendly for Expats?

• Italy’s tax incentives are ideal for high-net-worth individuals who want to cap their worldwide tax liability.
• Greece’s tax regime is better suited for retirees and professionals looking for low-income tax rates.
• Neither country imposes a wealth tax, but both have real estate taxes and capital gains taxes on local investments.

Real Estate Investment in Italy vs. Greece – Market Trends & ROI

Best Locations to Buy Property for a Golden Visa

Italy:

• 

  Milan – A top financial hub with strong appreciation potential and rental demand.
• Rome – Popular with tourists and long-term renters, offering stable returns.
• Florence – A cultural hotspot with high short-term rental demand.
• Lake Como – Luxury real estate destination with premium property values.
• Sicily & Puglia – Emerging markets offering lower entry costs and high appreciation potential.

Greece:

• 

  Athens – The best-performing market, with high rental demand and strong appreciation.
• Thessaloniki – Greece’s second-largest city, with lower property prices and growing interest.
• Santorini & Mykonos – Luxury tourism-driven markets with excellent short-term rental income.
• Crete – A developing market with affordable property and long-term growth potential.
• Peloponnese – A rising investment hotspot for both residential and tourism properties.

Rental Yields and Appreciation Potential

• Italy: Rental yields range from 3% to 6%, with luxury markets like Milan and Rome offering long-term appreciation. Short-term rentals in tourist-heavy locations can provide higher returns, but regulations may vary.
• Greece: Rental yields are higher, averaging 4% to 8%, particularly in Athens and major islands. The market has seen strong price appreciation, making it a top investment destination.

Which Golden Visa Is Better for Americans and Non-EU Citizens?

Tax Considerations

• Italy: Offers a €200,000 flat tax for high earners and a U.S.-Italy tax treaty to prevent double taxation.
• Greece: Has a 7% flat tax for retirees, making it ideal for pensioners.

Visa-Free Travel in Schengen

• Both visas allow Schengen Zone travel.
• Citizenship timeline: Italy (10 years), Greece (7 years) for an EU passport.

Family Inclusion

• Italy: Covers spouses, children under 18, adult children with disabilities, and dependent parents.
• Greece: Covers spouses, children under 21, and dependent parents, making it more flexible.

How Can Global Citizen Solutions Help You?

Global Citizen Solutions is a boutique migration consultancy firm with years of experience delivering bespoke residence and citizenship by investment solutions for international families. With offices worldwide and an experienced, hands-on team, we have helped hundreds of clients worldwide acquire citizenship, residence visas, or homes while diversifying their portfolios with robust investments. 

We guide you from start to finish, taking you beyond your citizenship or residency by investment application. 

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