Luxembourg is a small state of about 670,000 people with a nominal GDP of roughly US$85 billion, and the world’s highest GDP per capita, above US$120,000. It is a founding member of the EU, the Eurozone, and the Schengen Area, and a major financial centre. Its currency is the euro. It appears here via its Residence by Investment route.
Last Updated: August 5, 2026
Global Residency Programs Report: Luxembourg
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Introduction
Luxembourg's Residence by Investment Rankings Snapshot
The Global Residency Programs Report 2026 combines five weighted dimensions, each built from its own set of normalised metrics: Quality of Life (30%), Procedure (30%), Mobility (20%), Investment (10%) and Compliance & Credibility (10%). The index is a starting point for individuals, advisors and policymakers to compare 48 residency programs on a like-for-like basis, surface the routes whose strengths match a specific priority, and screen out those that fall short on credibility.
Index | Ranking | Score |
|---|---|---|
Overall Ranking
| 9th | 88.84 |
Procedure
| 18th | 86.58 |
Mobility
| 13th | 98.8 |
Tax Optimization
| 27th | 77.08 |
Quality of Life
| 11th | 87.2 |
Investment
| 35th | 80.98 |
Luxembourg's Residence by Investment at Glance
Luxembourg’s Residence by Investment
Luxembourg’s investor residence permit, introduced in 2017, is aimed at substantial commercial investment in a stable, high-income economy at the heart of the European Union.
Programme: Residence by Investment Legal basis: Article 78bis of the amended Law of 29 August 2008 on Free Movement of Persons and Immigration, introduced by the Law of 8 March 2017 Indicative minimum: EUR 500,000Estimated processing: approximately 6 months
Category | Details |
|---|---|
Legal Provision
| Article 78bis of the amended Law of 29 August 2008 on Free Movement of Persons and Immigration (investor residence permit), introduced by the Law of 8 March 2017. |
Region
| Europe |
Minimum Investment Threshold
| €500,000 |
Year of Inception
| 2017 |
Visa-free Countries
| 182 = 120 (visa-free destinations) + 62 (visa on arrival/ETA) |
Investment Options
| To qualify for the Luxembourg Investor Visa, non-EU applicants must choose one of the following capital pathways: a EUR 500,000 (approximately 550,000 USD) investment into a local commercial or craft business — either an existing one while committing to maintain current employment for five years, or a new startup that creates at least five local jobs within three years; a EUR 3 million (approximately 3.3 million USD) commitment to a Luxembourg-registered investment or management vehicle that maintains local physical substance; or a passive EUR 20 million (approximately 22 million USD) cash deposit held in a Luxembourg bank for a minimum of five years. |
Physical Presence Requirements
| Residence required |
Family Member Inclusion
| Spouse, dependent children |
Dual Citizenship Allowed
| Yes |
Path to Citizenship
| 5 years (residence) |
Average Processing Time
| 6 months |
Conclusion
The 2026 Global Residency Programs Index 2026 makes one thing clear: there is no single best programme, only the best fit for a given set of priorities. A decade of reform has left the sector more transparent, more compliance-driven and more diverse in the routes it offers (from regulated funds and entrepreneurial ventures to lifestyle and long-stay options) so that residency has matured into a credible, durable planning tool rather than a shortcut. Whether the goal is mobility, tax efficiency, quality of life or an eventual second passport, the value of this 2026 GRP Index lies in matching the right route to the right objective, grounded in evidence rather than marketing.
Footnotes
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