Last Updated: September 21, 2026

Global Retirement Report: Peru

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Introduction

The 2026 Global Retirement Report & Index benchmarks 46 retirement, passive-income and non-lucrative visa programs as an allocation decision, a way to diversify tax, lifestyle and political exposure across borders. Each is scored on five weighted factors: Quality of Life, Mobility & Citizenship, Tax, Procedure, and Costs & Investment, combined into a single composite. Below is the program’s overall score and rank, followed by the five sub-indices that show where its real strengths and trade-offs lie.

Rankings Snapshot

Index	Ranking	Score
Overall Ranking	23rd	85.7
Procedure Index	28th	75.4
Citizenship and Mobility Index	12th	95.6
Quality of Life Index	27th	66.7
Tax Optimization Index	25th	68.4
Costs and Invest Index	2nd	99.3

Country Information at a Glance

Category	Details
Legal Provision	Rentista / Pensionado Visa — Legislative Decree No. 1350 Supreme Decree 007-2017-IN Article 29. I.
Region	Americas
Income Requirements	US$1,000. Qualifying income: Pensions, rental, dividends, investments, deposits.
Processing Time	3-6 months
Family Member Inclusion	Your legal spouse (requires an apostilled marriage certificate).Your children under the age of 18 (requires apostilled birth certificates).Unmarried children over 18 who are enrolled full-time in a university or have a permanent disability.
Tax Benefits	Worldwide taxation; income tax up to 30%. Wealth tax: None. Inheritance tax: None. Retiree benefits: No special regime.
Path to Citizenship	5 years. Time spent on this visa counts toward the residency requirement for naturalisation.
Dual Citizenship	Allowed

Conclusion

Peru places #23 of 46 overall (score 85.7), scoring strongest on Costs & Investment and weakest on Quality of Life. Its Rentista / Pensionado Visa sets an income bar of US$1,000, with citizenship possible after 5 years. It best suits budget-conscious retirees seeking low entry costs and thresholds; the main trade-off is that day-to-day living conditions score lower than the top destinations.

Footnotes

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