Malta Golden Visa 2022 – The Complete Guide

If you are scrutinizing how to obtain permanent residency or citizenship in the EU, then Malta is an excellent choice. The small island country provides you with unlimited opportunities, not least the excellent quality of life and sublime climate. However, the greatest perk of Maltese residency and citizenship may be that with a Maltese passport you become a lifetime EU resident or citizen. In this article, we’ll provide you with everything you need to know about the Malta Golden Visa – officially referred to as the Malta Permanent Residency Program (MPRP).

Note: This article will primarily focus on the Malta Golden Visa, also referred to as the Permanent Residency Program (MPRP) in the country. For an expedited route to citizenship in Malta, you can see further information regarding Malta’s Citizenship by Investment Program, which is referred to as the Malta Citizenship by Naturalization for Exceptional Services by Direct Investment (CES), and more accurately as the Maltese Citizenship Act Granting of Citizenship for Exceptional Services Regulations.

While the Malta Golden Visa (Malta Residence Permanent Residency Program (MPRP) allows high-caliber individuals to receive a Maltese passport through naturalization, by making a substantial investment in the country, to get a Maltese passport within 12-36 months, you will have to apply for Malta’s Citizenship by Investment Program.

Investment options for a Malta Golden Visa

What is the Malta Golden Visa cost? Well, for the Malta Golden Visa, or Permanent Residency Program, you will need to make three separate investments.

The three investments are:

1. Real estate

2. Making a non-refundable contribution

3. Making a charitable donation

Concerning real estate investments, there are two different investment options. For this, investors can decide between either purchasing real estate or leasing it out with a rental agreement. Here, we’ll run over each investment requirement in more detail. 


Renting a property with a minimum annual rent of €10,000 in the south of Malta / Gozo, or €12,000 in the rest of Malta.



Purchasing a property that is valued at €300,000 in the South of Malta/Gozo or that is valued at €350,000 in the rest of Malta.

Note: The title of the real estate purchase or lease must be held for at least five years.
Make a non-refundable contribution of €28,000, if you are purchasing a property .


€58,000, if you are leasing or renting a property.

Note: An additional contribution of €7,500 is required for each additional adult dependant.
Donate €2,000 to a local NGO that is registered with the Commissioner of Voluntary Organisations.

Total Investment Costs:

For the property purchase option, a total investment of €380,000 (you can save 50k if you invest in South Malta/Gozo).

For the property rental option, a total investment of €120,000 over five years (save 10k if investing in South Malta/Gozo).

The proof of your respective investment and contributions need to be submitted within eight months of your pre-approval letter. 

Who can apply for a Malta Golden Visa?

To be granted a Malta Golden Visa, you will need to fulfill the following eligibility.

  • Be 18 years old
  • Have a clean criminal background and not be facing a criminal investigation or international sanctions. This applies to the family members that are included in the application.
  • You agree to support the family members that you want to include in your application.

Benefits of the Malta Golden Visa

The Malta Golden Visa – or Malta Residency Permit Program – comes with a vast array of benefits. Some of the key advantages of the program are the following: 

  • Visa-free travel within the Schengen zone
  • The right to reside and stay in Malta indefinitely
  • The ability to apply for long term residence status
  • Citizenship by naturalization is possible after a certain residence period
  • Advantageous tax benefits
  • English speaking country with very good international schools and universities
  • Rich history and culture
  • High performing economy
  • Excellent quality of life with high levels of personal freedom
  • Good healthcare
  • Dynamic real estate market, where it is possible to capitalize on your investment.
Benefits of the Malta Golden Visa

Take a look at our Malta Citizenship Ultimate Guide by local experts

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How to apply for a Malta Golden Visa?

The government body in Malta that is responsible for managing the MRPR is the Residency Malta Agency. The agency maintains a high standard in attracting top-caliber individuals and their families. There is a strict four-tier due diligence process that ensures a very thorough screening process. Additionally, investors will need to fulfill certain program requirements in order to be eligible for the program. The Malta Golden Visa requirements will be outlined below. 

Applicants must fulfill the following eligibility criteria:

  • Be a third-country national (non-EU, non-EEA, and non-Swiss)
  • Not belong to a sanctioned country, as stipulated by the Residency Malta Agency, nor benefit from other regulations and schemes
  • Have sufficient financial resources to sustain themselves and their family members, without having to rely on Malta’s social assistance system
  • Show that they have enough capital assets of no less than €500,000, from which a minimum of €150,000 must be in financial assets
  • Hold a clean criminal record and be deemed “fit and proper”
  • Not pose a threat to the national security of Malta
  • The application needs to be lodged with a Licensed Agent
  • The applicant needs to cover all administrative fees under the program
  • Hold a valid travel document
  • Take out a health insurance coverage policy that will cover all risks across Malta
  • Have travel insurance when traveling across the Schengen zone

List of Sanctioned Countries for Malta Golden Visa:

If you are a national of or have close ties to the restricted countries below, you are ineligible for the program. Note also that the Residency Malta Agency can amend the list of ineligible countries at its discretion. 

  • Afghanistan
  • The Democratic Republic of Congo
  • Iran
  • North Korea
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Venezuela
  • Yemen

Document checklist

Here are the general documents that you will need to support your Malta Golden Visa residency application. Note that this list is not exhaustive and you can access our document checklist here: The MPRP – Documents List for the list in full.

The Maltese government can change the documents at their discretion at any point.

Supportuing documents:

  • A valid passport and birth certificates
  • Cover letter
  • Personal information for due diligence
  • Power of attorney with a verified agent
  • Medical report and questionnaire
  • Proof of source of funds and wealth (for the main applicant only or the benefactor)
  • Bank statements (for the main applicant only or the benefactor)
  • Evidence of business ownership or employment (for the main applicant only or the benefactor)

It is important to note that, in Malta, there is a four-tier due diligence in place. Alongside this, to submit your application, you must submit it through a Licensed Authorized Agent who will essentially act as your Power of Attorney. To increase your chances to have a successful outcome for your Malta Golden Visa application, make sure that you have all the correct documents in place ready to go, and that they are filed correctly (certified vs original).

How long does it take to get a Malta Golden Visa?

The process to get a Malta Golden Visa, from onboarding to the issuance of the residence certificate, take one year, give or take. This will evidently depend on supplying the correct application file and the applicant and family member’s ability to travel to Malta for biometrics. Questions issued by the Agency in relation to the submission will prolong the process, which will only be re-activated on receipt of valid replies.

Administrative fees

There will be administrative fees when applying for the Malta Golden Visa (MPRP).

Initial fee: €10,000

(to be paid within one month from the submission of the application)

Final fee: €30,000

(to be paid within 2 months from the issuance of the Letter of Approval in Principle)

Note that additional fees may apply for extra dependents. For further information, you can consult our ultimate guide to the Malta Residency by Investment Program here.

Which family members are eligible?

Importantly, the MPRP is very attractive for families, as the applicant can include their family members in a single application (for an extra fee). The following dependents can be included.

  • Spouse or de facto partner (if in a de facto relationship, relevant documentation must be provided)
  • Children under the age of 18, including adopted children
  • Children above the age of 18 and under 29, as long as they are completely or largely dependent on the main applicant or spouse
  • Children over 18 and under 29 who is considered a person with a disability
  • A parent of the main applicant or spouse who is above the age of 55 and who is completely or largely dependent on the main applicant or spouse

The healthcare system and the education system in Malta are both excellent, and there is much to admire about the Maltese quality of living and focus on the importance of family. Living in Malta is indeed an excellent location for families to live.

Reasons why a Malta Golden Visa could be rejected

Your application for a Malta Golden Visa could be rejected if:

  • You or a family member have applied in the past and have been refused.
  • You or a family member have been found guilty on charges of terrorism, money laundering, crimes against humanity, war crimes, pedophilia, rape, violent assault, human trafficking, or abduction.
  • Yourself or a family member has been found guilty of a crime and as a consequence, you faced imprisonment for over a year.
  • You or a family member are being interrogated or are a suspect of a crime that as a consequence would result in imprisonment for over a year.
  • The Maltese authorities suspect that the funds that you present are obtained through illegal means.


How can Global Citizen Solutions help me?

Investors often encounter many hurdles when applying for residency by investment or citizenship by investment programs. To have a hassle-free experience it is a good idea to have an expert on hand who can provide you with personalized assistance throughout the process. Feel free to contact us to get your Malta residency or citizenship process started.

For more information on Malta, you can consult our articles below:

Frequently asked questions about the Malta Golden Visa

How can I get Golden Visa in Malta?

You can get the Malta Golden Visa (referred to as the Malta Permanent Residence Program) by making three separate investments into the country. The three investments are into real estate, making a non-refundable contribution, and making a charitable donation. There is also a very thorough due diligence process. 

What is Malta Golden Visa?

The Golden Visa Malta, referred to as the Malta Permanent Residence Program or MPRP is a program where high-caliber individuals can gain permanent residency in Malta for three qualifying investments. 

How can I get golden passport in Malta?

You can receive a Malta passport through naturalization through the Malta Permanent Residence Program. There is also the Malta Citizenship by Naturalization for Exceptional Services by Direct Investment (CES), which is more accurately referred to as the Maltese Citizenship Act Granting of Citizenship for Exceptional Services Regulations. This scheme makes you eligible for a Maltese passport in a shorter time period.